Tax Planning


A critical piece of retirement planning is determining your current and future tax liability and developing strategies to minimize the amount of taxes you pay in retirement. Additionally, tax planning can have a large impact on the amount of wealth you will be able to transfer to your heirs.

 

We will help ensure that your retirement plan takes full advantage of available tax credits and deductions to ensure you retain as much of your income in retirement as possible and also to ensure your heirs are maximizing wealth for generations to come.

 

FSS offers tax planning, preparation and filing services for our clients. Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals. Proactive tax planning allows our clients the opportunity to minimize tax burdens and build a solid foundation of tax reduction strategies that can result in years of tax savings.

 

Throughout the year, FSS will monitor tax law changes that could affect our clients, recommending tax savings strategies as well as serving as their advocate in tax matters. Our clients tax returns are prepared to take advantage of all the deductions, credits, and exclusions allowed to minimize their tax burdens.

 

We will implement a sound, well-thought-out financial strategy to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement.

 

Tax & Bookkeeping Services:

  • CPA Prepared Year-End Tax Filing Services
  • CPA Prepared Roth Conversion Analysis
  • CPA Prepared 2nd Opinion Prior Year Individual and Business Tax Return Reviews
  • 1040 Tax Optimization Reports
  • Personalized Tax Reduction Reports
  • Bookkeeping Services using Quickbooks®
  • Financial Security Services has a strategic alliance with Stovall and Associates, LTD; utilizing their team of CPA’s to provide some of the aforementioned services. We will advise you in advance if your tax planning work is being provided through our in-house CPA or Gradient Tax, LLC.

 


Experience

 

Nicole Warren, CPA, MS (Tax)
In-House Tax Strategist and Consultant for FSS Group

Nicole Warren is the in-house CPA for FSS Group and has an extensive background in tax accounting for both individuals and businesses. With over 20 years of experience, she brings the experience of private industry accounting, public accounting, business taxation, IRA taxation and tax policy knowledge to the organization.

Nicole began her career with a “big four” firm, KPMG. After several years with KPMG she was offered a position by a KPMG client, CalTex, a multi-billion dollar joint venture between Chevron and Texaco. She was tasked with heading up domestic taxation for CalTex. She transitioned to part-time while raising a family and worked during this time as a tax analyst for a boutique financial planning firm that caters to the dental community. Nicole now brings her experience to the clients of FSS Group.

Nicole earned her undergraduate (BA in accounting, magna cum laude) and Masters of Science in Taxation from Texas A&M University. She is active in the accounting industry as a member of National Association of Tax Professionals. Nicole lives in Flower Mound, TX, with her husband and four children.

FSS Group is not a CPA firm.

 

nickNick Stovall, CPA /PFS
Tax Strategist and Consultant for Gradient Tax, LLC

Nick Stovall CPA/PFSSM, MBA boasts an extensive background in accounting, finance and investments. With over 20 years of experience, he brings decades of private industry accounting, public accounting, business taxation, IRA taxation, technical taxation, tax law, and tax policy knowledge to the organization. With an in-depth knowledge of the financial services industry and solid understanding of the complex demands of diverse business settings, his experience provides an invaluable perspective on the intricate relationships between tax and business issues.

During his tenure in the private industry sector, Nick served as the chief financial officer for Glenn Corporation, E Energy Adams and Gradient Financial Group, LLC. He has also consulted in the public sector serving individuals and businesses in the areas of financial and tax planning. Nick was an instructor with National American University, teaching upper division accounting courses and remains a mentor for aspiring accountants in the Twin Cities area.

Nick earned the Masters of Business Administration in Accounting and a Bachelor of Science in Finance from the University of St. Thomas where he graduated with distinction. In addition, he attended Carlson School of Management at the University of Minnesota for the Masters of Business Taxation. Nick also holds his series 27, 7, and 66, as well as his life and health license.

Nick remains active in the accounting industry and is a member of the American Institute of Certified Public Accountants (AICPA), Minnesota Society of Certified Public Accountants (MnCPA) and the Institute of Management Accountants (IMA). Nick is a member of Ed Slott’s Elite IRA Advisor Group.

FSS Group is not a CPA firm.

Wesley W. Warren does not provide tax and/or legal advice.